VIC CARD
Liquidate
Spend
Unlock
Liquidate
Asset Link credit card: Transforming Personal Assets into Real Spending Power.
VIC CARD
Assets into Credit Power
The VictoryX platform supports 24/7 one-click conversion of designated assets into credit card limits. Integration of portfolio value into daily life unlocks the true potential of assets, enabling seamless payments anytime, anywhere.
Trace-free Spending. Limitless Potential
Multiple asset classes can be deposited or withdrawn freely via the VictoryX one single platform. Support for over 150 million Mastercard merchants globally facilitates broad lifestyle exploration.
Make Volatility Your Advantage
Transform market fluctuations into a strategic edge. As your assets appreciate, your liquidity expands instantly, free from traditional constraints. Effortlessly boost your spending power and unlock ultimate wealth flexibility.
VIC Card – Your Asset-Linked Credit Card
Redefine your spending with VIC Card, the innovative credit card designed for investors. Move beyond traditional credit scores, convert your assets on the VictoryX platform into immediate spending power. Experience a seamless integration of trading, liquidation, and global contactless payments. Unlock the true potential of your wealth.
VIC Mastercard
Daily Lifestyle & Spending
Enjoy exceptional spending experiences at over 150 million Mastercard merchants worldwide
Learn More Connect to a versatile multi-asset investment platform powered by VictoryX and capture market opportunities.
Learn More Earn with every purchase, which can be redeemed for gifts and vouchers.
Apply Now
VIC World Elite MastercardComing soon
VIC World Elite Mastercard
Coming soon
Travel & Lifestyle: A Personalized Luxury Experience
World Elite Mastercard: Unlock extraordinary travel experiences, curated fine dining, and exclusive rewards.
Learn More VictoryX: Access personalized financial services and investment opportunities reserved exclusively for Professional Investors (PI).
Learn More Automatically earn V$ to redeem for additional assets and enjoy even more premium experiences!
Appreciate Assets.Amplify Spending
- Manage your investments with VictoryX and convert assets into a spending limit anytime
- Track your spending via the VIC Card App and unlock exclusive rewards.
No Fixed Limits
Bespoke credit limits are determined by the ratio of asset value held.
Fast Application
Streamlined registration. Physical cards are dispatched upon VictoryX account opening and asset funding.
Rapid Transactions
One-click conversion of assets into spending power and flexible allocation saves valuable time.
Asset Protection
Assets are subject to rigorous protection on the VictoryX platform.
One Card, Infinite Flexibility
The surprises of a carefree life
Alex｜30｜IT Professional｜Investment Enthusiast
With Valentine's Day just around the corner, Alex found the perfect European travel package for a romantic getaway with his girlfriend. However, he was short on liquid cash.
Rather than waiting for traditional bank transfers, he opened the VictoryX APP. With just one tap, he utilized the "Asset to Liquidity" feature to instantly convert his investment portfolio into a VIC Card spending limit. With the credit available very soon, he booked the trip right away without any banking delays. Accepted at over 150 million Mastercard merchants worldwide, the VIC Card handles everything, from flights and Michelin-starred dining to luxury shopping in Paris, all with a single card.
Alex effortlessly arranged a dream Valentine's surprise, ensuring he never misses out on life's most important moments.
Rather than waiting for traditional bank transfers, he opened the VictoryX APP. With just one tap, he utilized the "Asset to Liquidity" feature to instantly convert his investment portfolio into a VIC Card spending limit. With the credit available very soon, he booked the trip right away without any banking delays. Accepted at over 150 million Mastercard merchants worldwide, the VIC Card handles everything, from flights and Michelin-starred dining to luxury shopping in Paris, all with a single card.
Alex effortlessly arranged a dream Valentine's surprise, ensuring he never misses out on life's most important moments.
A strong support for family life
Sarah｜Mother of Two, Homemaker｜Devoted to Family Life
Sarah's father was hospitalized with acute pneumonia. Although he had insurance, the private hospital required upfront payment before a claim could be filed.
Facing high family expenses and a shortage of liquid cash, Sarah opened the VictoryX APP, she instantly converted her stable portfolio into a VIC Card spending limit.
The VIC Card empowers Sarah to provide the best care for her parents without compromising her family's budget. Her investments are no longer just numbers—they are a powerful safety net for life's emergencies.
Facing high family expenses and a shortage of liquid cash, Sarah opened the VictoryX APP, she instantly converted her stable portfolio into a VIC Card spending limit.
The VIC Card empowers Sarah to provide the best care for her parents without compromising her family's budget. Her investments are no longer just numbers—they are a powerful safety net for life's emergencies.
Elevating Life with Success
Michael ｜ Entrepreneur ｜ Long-term Investor
During a significant market rally, Michael's portfolio value surged. He decided to seize the opportunity to upgrade his office and purchase the car model he had long admired, as a reward to himself while also enhancing the efficiency of his daily life.
The VIC World Elite Mastercard allowed Michael to instantly release the value of his growing assets by expanding his spending limit. At the dealership, he completed the million-dollar transaction in one go, benefiting from the card's absence of per-transaction limits. Michael enjoyed his investment gains without having to liquidate his entire position, keeping his remaining assets invested for further growth.
Michael doesn't just capture market opportunities; he seamlessly integrates his investment success into his lifestyle. With the power of VIC Card, he enjoys ultimate flexibility, turning wealth into a high-quality life.
The VIC World Elite Mastercard allowed Michael to instantly release the value of his growing assets by expanding his spending limit. At the dealership, he completed the million-dollar transaction in one go, benefiting from the card's absence of per-transaction limits. Michael enjoyed his investment gains without having to liquidate his entire position, keeping his remaining assets invested for further growth.
Michael doesn't just capture market opportunities; he seamlessly integrates his investment success into his lifestyle. With the power of VIC Card, he enjoys ultimate flexibility, turning wealth into a high-quality life.
How to Apply
Flexibly access your assets with VIC card.
HKID 24/7 No Approval Required Physical card delivered immediately upon asset deposit.Download VIC Card app and complete registration
1
Open an account and transfer assets via the VictoryX App.
2
Receive the exclusive Asset Link credit card—VIC CARD, with a credit limit based on current total asset value will be received.
3
VIC CARD App account linking to activate credit card usage
4
Discover Further Advantages
Instant Settlement
VIC Card is integrated with VictoryX—the investment platform of Victory Securities, Hong Kong's leading virtual asset brokerage. Seamlessly deposit cash (via FPS/sDDA), equities, or other assets for instant conversion to cash settlement. Enjoy the flexibility of Spend Now, Pay Later
Deeper Financial Insights
The transaction categorization feature of the VIC Card facilitates the automatic or manual classification of daily expenses into various categories, such as dining, shopping, transportation, entertainment, and travel. Clear charts and reports are generated in real-time, providing an immediate overview of expenditure proportions and trends across each category
V Dollar Redemption
Coming Soon
For the VIC World Elite Mastercard, every HK$250 spent is eligible for redemption into V$1. Redemptions can be made at the VIC Card Store for designated investment products, premium lifestyle gifts, travel packages, and vouchers. This maximizes the value of every expense, effectively realizing the "shop and earn" concept.
FAQ
About VIC Card
The VIC Card is a pioneering "Asset Link" Mastercard co-branded credit card, by Victory Finance Limited (Money Lender's License No.: 1678/2025) and Key Solution Venture Limited. Financial services are powered by VictoryX—the Investment platform of Victory Securities, Hong Kong's leading virtual asset brokerage. Victory Securities is a subsidiary of the HK-listed Victory Securities (Holdings) Co., Ltd. (Stock Code: 8540.HK).
Victory Finance is led by a professional management team with profound market insights and a forward-thinking approach. We listen closely to our clients' needs, providing expert financial advice and bespoke loan programs to alleviate liquidity challenges. We are dedicated to meeting our clients' capital requirements, with a strategic focus on helping investment immigration clients realize their homeownership aspirations and seize every investment opportunity as they settle in Hong Kong.
Furthermore, Victory Finance is actively expanding its footprint in the retail market by offering diverse loan services. With ample liquidity, flexible lending solutions, and a streamlined approval process, we provide efficient financing to meet the robust demand for property loans within the Hong Kong market.
Victory Finance is led by a professional management team with profound market insights and a forward-thinking approach. We listen closely to our clients' needs, providing expert financial advice and bespoke loan programs to alleviate liquidity challenges. We are dedicated to meeting our clients' capital requirements, with a strategic focus on helping investment immigration clients realize their homeownership aspirations and seize every investment opportunity as they settle in Hong Kong.
Furthermore, Victory Finance is actively expanding its footprint in the retail market by offering diverse loan services. With ample liquidity, flexible lending solutions, and a streamlined approval process, we provide efficient financing to meet the robust demand for property loans within the Hong Kong market.